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I am back from a depressing week spent in Fla with my 90 year old mom and sitting glued to CNBC all week.

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I really follow this stuff. I listen to cnbc daily- sometimes hourly, I read the papers, and I get newsletters about the economy. I still for the� life of me cannot figure out how any of this is going to help homeowners. The� latest idea is to convert adj rate loans to fixed. Why is that going to help? Interest rates are still low. Do these people have to qualify? If so, forget it. Liar loans are just that.

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The govt has now changed its tune. Instead of using all of the money to buy mtg backed securities, it is now going to buy an equity stake in banks.

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Until anyone especially the govt can sort t his out, nothing is going to happen. Dummy sellers and dummy banks are still thinking that they donrsquo;t have to deal with us because good old Uncle Sam will bail them out.� Sooner or later the dust will settle and we investors will make gobs of money. Donrsquo;t let the doom and gloom stop you from aspiring to riches through real estate, it will happen

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